Risk Control Unit Manager

Job Details

The Risk Control Unit Manager will enable business growth while maintaining a robust wholesale credit risk control framework, managing post-sanction fulfilment activities including facility letter generation, limit management, excess management, covenants management and securities oversight. The role ensures portfolio quality is maintained by supporting both coverage and wholesale credit teams through continuous monitoring and robust management information on adherence to sanction terms and conditions. Location: Kampala, Uganda. Employment Type: Full Time. Reporting includes comprehensive and regular reporting on all control and governance requirements.

Key Duties and Responsibilities

• Monitor and control the live portfolio to assure adherence to terms and conditions of sanction, identifying areas of concern and communicating up and down reporting lines
• Support business growth by ensuring facility letter generation, limit set-up and disbursements are processed within agreed Credit and Business SLAs and in adherence to localised credit policies and procedures
• Ensure appropriate legal opinions, credit waiver/deferral approvals are held for all cases of document deficiency
• Act as source of technical excellence and point of reference on risk matters, specifically post-sanction fulfilment
• Effectively manage facility limits to ensure published limits are in line with latest sanction and operational processes
• Ensure robust management of post-sanction monitoring and control activities (security maintenance items, limits management, excess management, cash margin early and safe-to-lend draws, committed/uncommitted facilities and sanction conditions)
• Provide oversight of daily excess refer list to confirm appropriate action by relationship and markets teams
• Manage covenants and conditions data with regards to integrity (capturing), notification, testing, flagging overdue and escalation of breached covenants
• Work closely with internal legal team on non-standard commercial terms/documentation
• Act as point of contact for internal and external audits and rectify/document recommendations arising from audit/assurance findings
• Ensure robust and error-free management information for risk/business governance forums and regulatory reporting
• Ensure adherence to segregation of duties (maker-checker) across Risk Control Unit processes
• Periodically test Risk Control Unit Business Continuity Plan (BCM) and support User Acceptance Tests for new project rollouts
• Strictly adhere to Credit/RCU processes to ensure impairment and loan loss rates are managed within agreed thresholds
• Enhance control environment through monthly participation in Portfolio, EWL, RRCC meetings
• Ensure no regulatory or conduct breaches within Risk Control Unit and manage monitoring of syndicate loans
• Participate in review of Wholesale Credit procedure manuals/maps and CPAs
• Support Credit Admin and Policy Manager in monitoring service delivery, embedding change management, partnering with Wholesale Credit and Business stakeholders, and maintaining management information database
• Develop and maintain close working relationships with Business, Wholesale Credit Risk and other functions

Qualifications, Skills and Requirements

• Bachelor's Degree or equivalent in a related field (Required); Higher Diplomas in Business, Commerce and Management Studies accepted
• 3 years working experience in a similar role preferably in a financial institution
• At least 1 year's experience in governance and control function will be an added advantage
• Knowledge of wholesale credit risk, post-sanction fulfilment, limits and securities management
• Strong analytical, reporting, and stakeholder management skills